Corporate Banking in Switzerland
RAROC profiles and pricing benchmarks for 1 Switzerland banks, sourced from Pillar 3 disclosures.
Last updated: March 2026 · Data source: public Pillar 3 disclosures
Banks tracked
1
Headquartered in Switzerland
Total corporate EAD
EUR 52bn
Combined exposure
Avg cost-to-income
70.0%
Operating efficiency
Avg corporate PD
3.50%
Probability of default
Overview
OpenRAROC tracks 1 banks headquartered in Switzerland with a combined corporate credit exposure of EUR 52bn. The average Switzerland bank in our dataset has a cost-to-income ratio of 70.0% and an average corporate probability of default of 3.50%. On a representative BBB+ EUR 25M 5-year term loan, these banks generate an average RAROC of 7.25%.
Cheapest vs most expensive in Switzerland
On the standard sample deal, UBS is the cheapest lender in Switzerland, requiring just 254bp to hit a 12% RAROC hurdle. The most expensive is UBS at 254bp — a difference of 0bp on the same deal. For a EUR 25M facility, that's EUR 0 per year in interest expense.
All 1 banks ranked by RAROC
RAROC computed on a representative BBB+ rated, 5-year, EUR 25M term loan at 150bp spread. Click any bank for its full profile.
| # | Bank | C/I | Avg PD |
LGD | EAD | RAROC | Min spread |
| 1 | UBS | 70.0% | 3.50% | 31.8% | EUR 52bn | 7.25% | 254bp |
Negotiating with a Switzerland bank?
Upload your portfolio and OpenRAROC will run the same calculation on your real
facilities, showing exactly which Switzerland bank should price your next deal best.
Compare your portfolio
Other countries
FAQ: corporate banking in Switzerland
How many banks in Switzerland does OpenRAROC cover?
OpenRAROC tracks 1 banks headquartered in Switzerland, with a combined corporate credit exposure of EUR 52bn reported in their most recent Pillar 3 CR6 disclosures.
Which Switzerland bank has the tightest corporate credit pricing?
On a representative BBB+ EUR 25M 5-year term loan, UBS requires the lowest minimum spread to clear a 12% RAROC hurdle (254bp), making it the cheapest lender in the Switzerland cohort on that specific deal.
What is the average cost-to-income ratio of Switzerland banks?
The 1 Switzerland banks in the dataset report an average cost-to-income ratio of 70.0% and an EAD-weighted average corporate probability of default of 3.50%.
How is RAROC calculated for Switzerland banks?
Each bank is priced on the same BBB+ EUR 25M 5-year term loan, using its own disclosed cost-to-income, effective tax rate, funding spread, and IRB-approach PD/LGD parameters. See the methodology page for the full formula.