Corporate Banking in Denmark
RAROC profiles and pricing benchmarks for 1 Denmark banks, sourced from Pillar 3 disclosures.
Last updated: March 2026 · Data source: public Pillar 3 disclosures
Banks tracked
1
Headquartered in Denmark
Total corporate EAD
EUR 338bn
Combined exposure
Avg cost-to-income
45.5%
Operating efficiency
Avg corporate PD
3.20%
Probability of default
Overview
OpenRAROC tracks 1 banks headquartered in Denmark with a combined corporate credit exposure of EUR 338bn. The average Denmark bank in our dataset has a cost-to-income ratio of 45.5% and an average corporate probability of default of 3.20%. On a representative BBB+ EUR 25M 5-year term loan, these banks generate an average RAROC of 7.31%.
Cheapest vs most expensive in Denmark
On the standard sample deal, Danske Bank is the cheapest lender in Denmark, requiring just 252bp to hit a 12% RAROC hurdle. The most expensive is Danske Bank at 252bp — a difference of 0bp on the same deal. For a EUR 25M facility, that's EUR 0 per year in interest expense.
All 1 banks ranked by RAROC
RAROC computed on a representative BBB+ rated, 5-year, EUR 25M term loan at 150bp spread. Click any bank for its full profile.
| # | Bank | C/I | Avg PD |
LGD | EAD | RAROC | Min spread |
| 1 | Danske Bank | 45.5% | 3.20% | 17.9% | EUR 338bn | 7.31% | 252bp |
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FAQ: corporate banking in Denmark
How many banks in Denmark does OpenRAROC cover?
OpenRAROC tracks 1 banks headquartered in Denmark, with a combined corporate credit exposure of EUR 338bn reported in their most recent Pillar 3 CR6 disclosures.
Which Denmark bank has the tightest corporate credit pricing?
On a representative BBB+ EUR 25M 5-year term loan, Danske Bank requires the lowest minimum spread to clear a 12% RAROC hurdle (252bp), making it the cheapest lender in the Denmark cohort on that specific deal.
What is the average cost-to-income ratio of Denmark banks?
The 1 Denmark banks in the dataset report an average cost-to-income ratio of 45.5% and an EAD-weighted average corporate probability of default of 3.20%.
How is RAROC calculated for Denmark banks?
Each bank is priced on the same BBB+ EUR 25M 5-year term loan, using its own disclosed cost-to-income, effective tax rate, funding spread, and IRB-approach PD/LGD parameters. See the methodology page for the full formula.