Corporate Banking in UAE

RAROC profiles and pricing benchmarks for 1 UAE banks, sourced from Pillar 3 disclosures.

Overview

OpenRAROC tracks 1 banks headquartered in UAE with a combined corporate credit exposure of EUR 264bn. The average UAE bank in our dataset has a cost-to-income ratio of 30.5% and an average corporate probability of default of 2.40%. On a representative BBB+ EUR 25M 5-year term loan, these banks generate an average RAROC of 7.18%.

Cheapest vs most expensive in UAE

On the standard sample deal, Emirates NBD is the cheapest lender in UAE, requiring just 248bp to hit a 12% RAROC hurdle. The most expensive is Emirates NBD at 248bp — a difference of 0bp on the same deal. For a EUR 25M facility, that's EUR 0 per year in interest expense.

All 1 banks ranked by RAROC

RAROC computed on a representative BBB+ rated, 5-year, EUR 25M term loan at 150bp spread. Click any bank for its full profile.

#	Bank	C/I	Avg PD	LGD	EAD	RAROC	Min spread
1	Emirates NBD	30.5%	2.40%	45.0%	EUR 264bn	7.18%	248bp

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