Corporate Banking in Austria
RAROC profiles and pricing benchmarks for 1 Austria banks, sourced from Pillar 3 disclosures.
Last updated: March 2026 · Data source: public Pillar 3 disclosures
Banks tracked
1
Headquartered in Austria
Total corporate EAD
EUR 45bn
Combined exposure
Avg cost-to-income
52.9%
Operating efficiency
Avg corporate PD
1.50%
Probability of default
Overview
OpenRAROC tracks 1 banks headquartered in Austria with a combined corporate credit exposure of EUR 45bn. The average Austria bank in our dataset has a cost-to-income ratio of 52.9% and an average corporate probability of default of 1.50%. On a representative BBB+ EUR 25M 5-year term loan, these banks generate an average RAROC of 6.69%.
Cheapest vs most expensive in Austria
On the standard sample deal, Raiffeisen Bank International is the cheapest lender in Austria, requiring just 266bp to hit a 12% RAROC hurdle. The most expensive is Raiffeisen Bank International at 266bp — a difference of 0bp on the same deal. For a EUR 25M facility, that's EUR 0 per year in interest expense.
All 1 banks ranked by RAROC
RAROC computed on a representative BBB+ rated, 5-year, EUR 25M term loan at 150bp spread. Click any bank for its full profile.
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FAQ: corporate banking in Austria
How many banks in Austria does OpenRAROC cover?
OpenRAROC tracks 1 banks headquartered in Austria, with a combined corporate credit exposure of EUR 45bn reported in their most recent Pillar 3 CR6 disclosures.
Which Austria bank has the tightest corporate credit pricing?
On a representative BBB+ EUR 25M 5-year term loan, Raiffeisen Bank International requires the lowest minimum spread to clear a 12% RAROC hurdle (266bp), making it the cheapest lender in the Austria cohort on that specific deal.
What is the average cost-to-income ratio of Austria banks?
The 1 Austria banks in the dataset report an average cost-to-income ratio of 52.9% and an EAD-weighted average corporate probability of default of 1.50%.
How is RAROC calculated for Austria banks?
Each bank is priced on the same BBB+ EUR 25M 5-year term loan, using its own disclosed cost-to-income, effective tax rate, funding spread, and IRB-approach PD/LGD parameters. See the methodology page for the full formula.