Corporate Banking in Austria

RAROC profiles and pricing benchmarks for 1 Austria banks, sourced from Pillar 3 disclosures.

Overview

OpenRAROC tracks 1 banks headquartered in Austria with a combined corporate credit exposure of EUR 45bn. The average Austria bank in our dataset has a cost-to-income ratio of 52.9% and an average corporate probability of default of 1.50%. On a representative BBB+ EUR 25M 5-year term loan, these banks generate an average RAROC of 6.69%.

Cheapest vs most expensive in Austria

On the standard sample deal, Raiffeisen Bank International is the cheapest lender in Austria, requiring just 266bp to hit a 12% RAROC hurdle. The most expensive is Raiffeisen Bank International at 266bp — a difference of 0bp on the same deal. For a EUR 25M facility, that's EUR 0 per year in interest expense.

All 1 banks ranked by RAROC

RAROC computed on a representative BBB+ rated, 5-year, EUR 25M term loan at 150bp spread. Click any bank for its full profile.

#	Bank	C/I	Avg PD	LGD	EAD	RAROC	Min spread
1	Raiffeisen Bank International	52.9%	1.50%	45.0%	EUR 45bn	6.69%	266bp

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