Corporate Banking in Belgium

RAROC profiles and pricing benchmarks for 1 Belgium banks, sourced from Pillar 3 disclosures.

Overview

OpenRAROC tracks 1 banks headquartered in Belgium with a combined corporate credit exposure of EUR 45bn. The average Belgium bank in our dataset has a cost-to-income ratio of 46.0% and an average corporate probability of default of 4.22%. On a representative BBB+ EUR 25M 5-year term loan, these banks generate an average RAROC of 7.59%.

Cheapest vs most expensive in Belgium

On the standard sample deal, KBC Group is the cheapest lender in Belgium, requiring just 243bp to hit a 12% RAROC hurdle. The most expensive is KBC Group at 243bp — a difference of 0bp on the same deal. For a EUR 25M facility, that's EUR 0 per year in interest expense.

All 1 banks ranked by RAROC

RAROC computed on a representative BBB+ rated, 5-year, EUR 25M term loan at 150bp spread. Click any bank for its full profile.

#	Bank	C/I	Avg PD	LGD	EAD	RAROC	Min spread
1	KBC Group	46.0%	4.22%	29.1%	EUR 45bn	7.59%	243bp

Other countries